Life insurance isn’t just a policy—it’s a promise to protect your loved ones even when you’re not around. Whether you’re planning for your family’s financial security, your child’s education, or a stress-free retirement, life insurance provides a safety net for life’s uncertainties.
Protect your family against loss of income
Ensure loans and liabilities don’t burden your loved ones
Provide for their dreams, even in your absence
Enjoy tax deductions under Section 80C
Know your family is protected no matter what
Life insurance is a financial safety net for your loved ones. In case something happens to you, it ensures your family is financially secure — paying for things like home loans, children's education, and daily living expenses.
You pay a regular premium, and in return, the insurer promises to pay a fixed amount (sum assured) to your nominee if you pass away during the policy term.
Here are the main types:
● Term Insurance – Pure protection
● Whole Life Insurance – Lifetime coverage
● Endowment Plans – Insurance + Savings
● ULIPs – Insurance + Market-linked investment Not sure which one is right for you? Call us at +91 9981998013 and we’ll help you decide.
A good rule of thumb is 10–15 times your annual income. But your needs may vary depending on your family responsibilities, loans, and future goals.
Term insurance gives high coverage at low premiums. If your main goal is protecting your family, term plans are the most cost-effective option.
The earlier, the better! Premiums are lower when you're young and healthy. Don’t wait until later in life when it becomes expensive.
Yes!
● Premiums qualify for deduction under Section 80C (up to ₹1.5 lakh)
● Death benefits are tax-free under Section 10(10D) Tax-saving and peace of mind – a win-win.
Most policies offer a grace period (usually 15–30 days). If the premium is not paid even after that, the policy may lapse. Some policies can be revived — we can help you with that.
Yes, you can buy policies online in just a few clicks. But make sure you choose the right plan based on your needs, not just the cheapest premium. Need help? Call +91 9981998013 for a free consultation.
It depends on your age, health condition, and the coverage amount. For higher sums assured, a medical test is usually required.
If you have a term plan, there’s no payout if you survive the policy term. But plans like endowment or whole life insurance return the maturity benefit if you outlive the term.
Yes, NRIs can purchase life insurance in India and enjoy similar benefits. Some insurers allow policy issuance without needing to be physically present.
It’s straightforward: your nominee needs to submit the required documents (death certificate, policy document, ID proof) to the insurer. Most claims are settled within a few weeks.
You may receive a surrender value depending on your policy type and the number of premiums paid, but it’s usually less than the total amount you’ve paid.
Absolutely. Many people have multiple policies for different life goals — a term plan for protection and an endowment or ULIP for savings.
We make insurance simple. Call us at 📞 +91 9981998013 for expert advice tailored to your needs.
We are a team of dedicated financial experts committed to guiding you towards financial growth and success.
