10 Common Mistakes Mutual Fund Investors Make (Without Realising It)
Ravi has been investing for eight years. He has SIPs running in seven mutual funds, a decent corpus built up, and a habit of checking his portfolio value every few weeks. By most measures, he’d tell you he’s doing fine. What he hasn’t done in those eight years is sit down and ask whether these […]
5 Signs Your Mutual Fund Portfolio Needs Attention
Take a moment and think about your mutual fund investments. Not the individual funds — the whole picture. Chances are, if you’ve been investing for five or six years, you have somewhere between six and ten funds sitting in your folio. A couple of ELSS funds you started for tax saving. A small-cap fund […]
XIRR vs CAGR: Which Return Number Should You Actually Trust?
“I invested in two mutual funds. One shows 14% CAGR. The other shows 12% XIRR. Which one actually performed better?” I get some version of this question almost every week. Sometimes it comes from a young software engineer checking his SIP app at midnight. Sometimes it comes from a retired schoolteacher comparing her fixed deposit […]
