How Often Should You Review Your Mutual Fund Portfolio?
You may check your mutual fund app every week. Maybe every day. You look at the numbers, feel a small flutter of relief or worry, and close the app. That’s not a portfolio review. That’s just watching the scoreboard. A genuine portfolio review is different. It’s not about whether your funds went up or down […]
Large Cap, Mid Cap or Small Cap? How to Know What’s Right for You
Large Cap, Mid Cap or Small Cap? How to Know What’s Right for You A client once sat across my desk with three fund fact sheets spread out in front of him. One advisor had told him large cap was “safer.” A YouTube video had convinced him mid cap gives “better growth.” A relative swore […]
10 Common Mistakes Mutual Fund Investors Make (Without Realising It)
Ravi has been investing for eight years. He has SIPs running in seven mutual funds, a decent corpus built up, and a habit of checking his portfolio value every few weeks. By most measures, he’d tell you he’s doing fine. What he hasn’t done in those eight years is sit down and ask whether these […]
5 Signs Your Mutual Fund Portfolio Needs Attention
Take a moment and think about your mutual fund investments. Not the individual funds — the whole picture. Chances are, if you’ve been investing for five or six years, you have somewhere between six and ten funds sitting in your folio. A couple of ELSS funds you started for tax saving. A small-cap fund […]
XIRR vs CAGR: Which Return Number Should You Actually Trust?
“I invested in two mutual funds. One shows 14% CAGR. The other shows 12% XIRR. Which one actually performed better?” I get some version of this question almost every week. Sometimes it comes from a young software engineer checking his SIP app at midnight. Sometimes it comes from a retired schoolteacher comparing her fixed deposit […]
7 Things Every Mutual Fund Investor Should Check Before Investing
7 Things Every Mutual Fund Investor Should Check Before Investing Table of Contents The Habit Most Investors Never Break Why “Investing More” Isn’t Always the Right Next Step What a Proper Mutual Fund Portfolio Review Actually Means The 7 Things to Check Before You Invest More 1. Your Actual Asset Allocation, Not the Intended […]
How to Read a CAS Statement: A Complete Guide for Every Mutual Fund Investor
Table of Contents What Is a CAS Statement? Why Every Investor Should Actually Read Their CAS Who Generates Your CAS, and How Often Where to Download Your CAS The CAS Statement, Section by Section Which Sections Actually Matter Common Mistakes Investors Make While Reading a CAS How to Review Your Portfolio Using a CAS Red […]
How Many Mutual Funds Should You Actually Hold?
Here’s a question that trips up almost every serious mutual fund investor in India: How many mutual funds should I actually hold? If you’ve been investing through SIPs for a few years, there’s a good chance your portfolio looks something like this — a large-cap fund you started with, a mid-cap fund someone recommended, two […]
SIP vs Fixed Deposit: Which Investment Is Better?
SIP vs Fixed Deposit: Which Investment Is Better? A Certified Financial Planner’s Complete Comparison Guide for Indian Investors Quick Answer SIP (Systematic Investment Plan) in mutual funds generally builds more wealth over the long term (7+ years) because it harnesses equity market growth, compounding, and rupee-cost averaging — but it carries market risk and short-term […]
How Much SIP Is Needed to Create ₹10 Crore? A Complete Investment Guide
Quick Answer: To build ₹10 crore through SIP, you need to invest anywhere between ₹6,000 to ₹2,16,000 per month — depending on your time horizon and the expected rate of return. The earlier you start, the lower the monthly burden. This article gives you the exact numbers, real-world examples, and a step-by-step plan. Introduction: ₹10 […]
